This is the core "decision engine" of the API, used to replace manual insurance checks with automated logic.
Real-Time Dispatch Authorization: Use the
GET /v1/coverages/vehiclesendpoint to perform a "Pass/Fail" check on a specific VIN before a load is dispatched. This prevents "ghost trucks" (vehicles not actually on the policy) from hauling freight.Granular Coverage Auditing: Use
GET /v1/coverages/clientsorGET /v1/certificates/clientsto programmatically verify if a carrier has specific endorsements like Hired & Non-Owned Auto or Scheduled Autos, ensuring they meet the specific contract requirements of a shipper.